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Clever Finance Solutions – Success Stories: Bill & Carmen

Its great being able to watch clients grow as you work with them. Clients I have been working with for over 10 years now, lets call them Bill and Carmen, have gotten married, started a family, paid off their home, and ventured further into property year after year. Read more

Are you being stung by the loyalty tax?

Once upon a time you were rewarded for loyalty. But borrowers with older mortgages are typically paying a higher interest rate than customers on new loans, confirms the Reserve Bank of Australia (RBA). Read more

Smaller lenders taking applications for home loan deposit scheme

Non-major lenders have started offering another 5,000 slots for the First Home Loan Deposit Scheme, which allows first home buyers to purchase a property with a deposit of 5% without having to pay Lenders Mortgage Insurance (LMI). Read more

How to increase your property’s value by up to 10%

Properties with high energy-efficiency ratings typically sell for up to 10% more, a review of international research shows. Read more

Why don’t lenders drop my repayments when the interest rate falls?

A question that’s been popping up a bit lately has been ‘why didn’t my lender reduce my repayments when the interest rate fell last year?’ Read more