Mortgage offset accounts, are they worth it?

Offset accounts are an established and attractive feature of many home loans today – but are they really worth having and will you actually benefit? The answer depends on your actual money habits and what happens once you buy the property and settle into your new...

Six tips for making a pre-auction offer

In Sydney around 30% of advertised auctions were sold before the auctioneer did any work. In a strong market many buyers fear the auction process because competition drives prices out of their reach. Auction clearance rates are high so there is no doubt we will...

INVEST….NOT SPECULATE

As our property markets show signs of life again, many investors recognise that this cycle will be different to the last; it will be a cycle of more subdued growth. In order to outperform the markets one of the most common questions is “where’s the next hotspot?”...