What the Future Holds for Interest Rates

The old days of being able to easily quote an interest rate are gone. It now depends on the Loan to Value Ratio (LVR), the loan purpose (owner-occupied or investment use), the repayment type (interest-only or principal and interest), and, to a degree, your credit...

Saving Tips for the Festive Period

This sounds like something Scrooge would say but setting a budget can be helpful, especially during the holidays. Allocating how much to spend on presents, food, decorations, and parties not only reduces your anxiety around holiday spending but also gives you a goal...

Confusing Credit Card Terms (and What They Mean)

Many people have a credit card. They’re convenient, meaning you don’t have to carry around cash, let you borrow money instantly, and also offer benefits such as fraud protection, travel insurance, and rewards programs. However, credit cards also carry a level of risk...
Loan Success Stories: John and Lisa

Loan Success Stories: John and Lisa

With the emergence of fintech, there are several companies that are now able to assess your loan application within 22 minutes. That’s a seriously quick turnaround and great if you’re got a property that you just must have right now. It’s also great if you are a stock...